Journal Press India®

Public Policy Management: A case of Inclusive Growth

Vol 9 , Issue 1 , January - June 2020 | Pages: 6-13 | Research Paper

Author Details ( * ) denotes Corresponding author

1. * Neetu Jain, Associate Professor, Indian Institute of Public Administration, Delhi, India (

The mechanism of public policy management involves public policy formulation, implementation and management for various social and economic development aspects. The effectiveness of a successful public policy management is measured in terms of the degree of success in achieving the results for which the policy was formulated. In India, there have been many experiments in the direction of uplifting the downtrodden right from the independence. Somehow, the results of various experiments implemented in this direction have not been a expected leaving many lacunae in bringing qualitative improvements. Recently, the government launched PMJDY as a strong weapon to fight for the cause of poor and thereby bring down the degree of poverty to a greater extent. The scheme seems to be unique in many ways such as, a comprehensive approach, provision of social security, exclusive arrangements for credit, linking various benefits through IT etc. The primary performance of the scheme indicates certain positive signs towards the goals.
In this paper an attempt is made to take snap short of the missing links in implementing certain experiments for bringing economically weaker sections above the poverty line, analyzing the unique features of PMJDY and finally raising some issues where policy makers should think beyond PMJDY.


PMJDY, public policy, poverty, social security, inter linkages.

  1. Address by Dy. Governor, RBI at panel discussion on Gem Next Banking , 25th Nov.2009.
  2. Remarks by Dr. D Subbarao, Governor, RBI, at Bankers Club, Kolkata on Dec. 9,2009
  3. The Economic: Financial inclusion summit 2009.
  4. Micro Finance and SHG – Bank Linkages, by Prof. N Subrahmanayam, published in prajanan, vol.XXXVIII, no.3, 2009-10
  5. Sa-Dhan, The Bharat Micro Finance Report, 2015
  6. Allen F., Demirg-Kunt A., Klapper L., Martinez Peria M.S., 2012, “The Foundations of Financial Inclusion: Understanding Ownership and Use of Formal Accounts” Policy Research Working Paper 6290
  7. Beck T., Demirg-Kunt A., Martinez Peria M.S., 2007, “Reaching Out: Access to and Use of Banking Services across Countries” Journal of Financial Economics 85: 23466.
  8. Chakrabarty K.C., 2011, “Financial Inclusion : A Road India Needs to Travel”, RBI Bulletin, November, 2011.
  9. Pradhan Mantri Jan-Dhan Yojana,
  10. RBI Press release, “RBI constitutes a Committee on Medium-term Path on Financial Inclusion”, July 15th, 2015
  11. Ravi, S. and Rai, A.(2011), Do Spouses Make Claims? Empowerment and Microfinance in India, World Development, 39 pp. 913-921
  12. O.P. Agarwal and T.V. Sumanthan, “Public Policy Making in India-Issues and Remedies”, Xavier Institute of Management 30c0030abf9/$FILE/Public_Policy_Making_in_India_TV_SOMANATHAN.pdf
  13. ESID Briefing No. 1, Success and Failure in MGNREGA implementation in India.
  15. Reserve bank of India Report, 2015-Trends & progress of banking
Abstract Views: 2
PDF Views: 33

Advanced Search


3rd International Co...

About the Conference At the outset, the multifarious Covid-19 pande...

International Confer...

ABOUT THE INTERNATIONAL CONFERENCE Today, the world of business is ...

Call for Reviewers

In keeping with JPI’s policy of commitment to high standards of ...

Call for papers

JPI invites original and unpublished manuscripts in the areas of comme...

By continuing to use this website, you consent to the use of cookies in accordance with our Cookie Policy.