Journal Press India^®

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In few years Mutual Fund has emerged as a tool for ensuring ones financial well being. Mutual funds have not only contributed to the India's growth story but have also helped families tap into the success of Indian Mutual fund Industry. As information and awareness is increasing day by day and more people are harvesting the benefits of investing in mutual funds. Globally, there are thousands of firms offering various of mutual funds scheme with different investment objectives. Today, mutual funds collectively manage almost as much as or more money as compared to banks. The research paper's main objective is to compare both Systematic investment plan and One time investment and helps the investors to make best choice. It attempt to give a very simple investment strategy for the investors who are not experts in the field but want to make money from the market without much hassle in their path. In this paper, analysis is done by using compounded annual growth rate (CAGR) for lump sum investment plan and extended internal rate of return(XIRR) for Systematic investment plan. The conclusion drawn from this research paper is that one time investment plan is better as compared to systematic investment plan for those investors who has lump sum amount to invest.

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