Journal Press India^®

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The cooperative banks in India as elsewhere provide banking facilities to the highly disorganized agricultural sector of country. The significant role of cooperative banks in the agricultural economy imparts a lesson to commercial banks and dispels from their minds the age old inertial and the gloom of conservatism by shifting emphasis from credit worthiness of the person to the credit worthiness of the purpose. These are the prime institutional agencies with a vast network, wide coverage and reach up to the remote areas. As the cooperative banks are imperative in Indian context, hence these financial institutions should grow and develop. Hence, putting this in mind the present paper is an attempt to evaluate the structural growth and performance of State Co-operative Bank in India through selective indicators. It analyses the Deposits, Credit Expansion, overdue, growth of investment, working capital and cost of management of State Co-operative Banks.

Keywords

Bank performance; Deposits; Credit expansion; Recovery; C/D ratio

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