Journal Press India®

GBS Impact: Journal of Multi Disciplinary Research
Vol 11 , Issue 2 , July - December 2025 | Pages: 107-114 | Research Paper

A Profitability Study of Indian Nationalised Banks through Green Banking Initiatives

Author Details ( * ) denotes Corresponding author

1. * Munnu Prasad V, Assistant Professor, Department of Commerce and Management, School of Allied Healthcare and Sciences Jain (Deemed-to-be )University, Bengaluru, Karnataka, India (munnuprasad.r@gmail.com)

The integration of green banking initiatives within the banking sector represents a significant stride towards sustainable development. This research paper analyses the profitability of Indian nationalized banks—State Bank of India (SBI), Punjab National Bank (PNB), Bank of Baroda (BoB), Canara Bank, and Union Bank of India—through their green banking initiatives from 2019 to 2024. Using financial ratios, profitability indicators, and survey-based data, the study assesses the extent to which green banking contributes to financial performance. This research paper examines the profitability aspect banks in relation to their engagement with the green banking system. Through a comprehensive analysis of financial data, case studies, and literature review, this paper aims to examine whether Indian nationalised banks derive profit from their green banking platforms. By examining the various aspects of green banking practices and their financial implications, this study offers insights into the profitability of sustainable banking initiatives within the Indian banking sector. The results show a positive correlation between green investments and profitability, suggesting that sustainability-driven practices can enhance both reputation and long-term profit potential.

Keywords

Profitability Analysis; Aspects of Indian Nationalised Banks; Through Green Banking Initiatives; Sustainable Banking Initiatives; Indian Banking Sector

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