Journal Press India^®

Author Details ( * ) denotes Corresponding author

Apart from government spending on healthcare, the immediate and most effective solution that a government can provide is almost free or free health insurance coverage to all irrespective of income. This paper attempts to explore the benefits of the newly launched scheme ‘Mukhya Mantri Chiranjeevi Swasthya Bima Yojana’ (MCY) by the Rajasthan government. This paper further analyses the crowding-out effect of private health insurance companies by comparing and contrasting the features of MCY and private health insurance. The results indicate that a person would choose MCY over other private insurance due to its increased insurance coverage. The paper suggests that the MCY scheme can be used as a model by other states resulting in affordable healthcare for all.

Keywords

Universal Health Coverage; Private and public health insurance; Crowding out effect; Affordable health.

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